Key Initiatives by Modi Government
Pradhan Mantri Jan Dhan Yojana (PMJDY)
What is The Pradhan Mantri Jan Dhan Yojana (PMJDY)
- The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program launched by the Modi Government to provide affordable financial services to all its citizens. The program offers a range of services, including account opening assistance and banking participation encouragement, seamless remittance of money, promoting access to credit facilities, enhancing financial security through insurance, and ensuring pension benefits reach eligible individuals, including minors aged ten and above (who can open accounts managed by guardians). The initiative aims to increase financial literacy amongst the masses and promote the use of digital payments while ensuring the availability of financial services to all.
The government of Rajasthan has implemented various schemes and initiatives to improve its residents’ standard of living. Modi Government Pradhan Mantri Jan Dhan Yojana (PMJDY) has opened over 3.31 crore accounts in the state, with 1.93 crores belonging to females. Additionally, the Jal Jeevan Mission has provided tap water connections to over 43.69 lakh rural households, with 3,600 villages having 100% household tap connections. The mission has also provided tap water to 63,127 schools, 32,791 anganwadis, 23,066 gram panchayats and community health centres.
Pradhan Mantri Awas Yojana
What is Pradhan Mantri Awas Yojana
The Pradhan Mantri Awas Yojana (PMAY) is a credit-linked subsidy scheme initiated by the Modi Government to provide affordable housing to low- and moderate-income residents nationwide. The scheme aims to construct 20 million affordable houses by March 2022, with a focus on individuals from economically weaker sections (EWS), lower-income groups (LIG), and middle-income groups (MIG) in urban and rural areas.
PMAY provides financial assistance through credit-linked subsidies, making homeownership more feasible for the targeted beneficiaries. Additionally, unlike previous schemes, PMAY mandates that the female head of the family be the owner or co-owner of the house, empowering ownership among women.
The size of houses for EWS can be up to 30 square meters (carpet area), with the flexibility for states and union territories to enhance it at their discretion. This flexibility ensures that the scheme can adapt to the unique needs and circumstances of different regions, providing reassurance and accommodation to all.
Regarding infrastructure, the state has completed over 1.73 lakh houses under the Pradhan Mantri Awas Yojana (Urban) and over 16.15 lakh houses under the Pradhan Mantri Awas Yojana (Gramin). The railway budget allocation for Rajasthan has increased to Rs. 9,532 crores for the Financial Year 2022-23, with 2322 km length commissioned during 2014-22.
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UDAN Scheme
Rajasthan has also operationalised three airports under the UDAN Scheme: Bikaner, Jaisalmer, and Kishangarh.
Pradhan Mantri Gram Sadak Yojana (PMGSY)
The Modi Government’s efforts to improve connectivity and accessibility are evident in the progress made under the Pradhan Mantri Gram Sadak Yojana (PMGSY). Over the last five years, the state has constructed over 10,990 Km of roads, significantly enhancing the state’s road network. This development has improved connectivity within the state and facilitated economic growth and social development.
MSMEs
To support the growth of MSMEs and industries, over 13 lakh MSMEs have been registered on the Udyam Registration portal in Rajasthan, and 26 applications have been selected under the PLI scheme across eight sectors. Selected companies under the PLI Scheme have proposed to set up their manufacturing unit in nine districts of Rajasthan, with an expected investment of around Rs. 3,000 Cr.
Pradhan Mantri Matru Vandana Yojana (PMMVY)
What is Pradhan Mantri Matru Vandana Yojana (PMMVY)
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a Modi Government initiative in India to support pregnant and lactating women financially. The scheme offers direct cash transfers to eligible women to cover expenses related to pregnancy and childbirth. The primary objective is to enhance maternal health, nutrition, and overall well-being. The Ministry of Women and Child Development oversees the implementation of this scheme, which has disbursed substantial amounts to beneficiaries since its inception, benefiting millions of women across the country.
Lastly, the Modi Government has taken measures to improve healthcare in the state, creating over 2.07 crore Ayushman Bharat Health Accounts and 1.09 crore Ayushman Cards, authorising 57.41 lakh hospital admissions and empanelling 1,366 hospitals. Additionally, 9.4 lakh beneficiaries have been enrolled under the Pradhan Mantri Matru Vandana Yojana (PMMVY) in Rajasthan during the last three years.